Close more deals
With less hassle!
We provide fast, reliable funding for real estate investors with loan products tailored to their own investment strategy.
We provide fast, reliable funding for real estate investors with loan products tailored to their own investment strategy.
Founded by Tarl Yarber, a real estate professional with over 700 flips under his belt, we know the pain that most investors go through when sourcing reliable funding. Its our mission to provide a quick and simple loan process that you can rely on again and again.
Do you fix and flip? Buy and hold? Are you working the BRRRR strategy or operating a short term rental? Maybe a combination of all the above? Whatever your strategy, we have a solution to get your deals funded!
12 month financing to buy and renovate properties. Close quick and get 100% of rehab funded.
30 Yr loans qualified using market rent for long term and short term rental properties
Purchase or refinance a portfolio of up to 10 properties with one loan for the best rates and fees.
Ground up construction financing for single family and multifamily properties with flexible terms and easy draw process.
Flexible 30 year loan product designed for self employed investors that allow you to qualify using your business income.
You gotta start somewhere! Right!? But you don’t have to go alone!
We work with new investors to help set you up for success through our in depth pre approval that will have you making offers confidently and closing predictably.
By doing our homework on the front end, we can eliminate potential problems and mistakes that
can delay closings or incur unforeseen cost.
So don’t wait! Sign up for our pre approval and prepare for success!
You got a few deals under your belt and you are ready to get after it!
What’s going to get you to the next level? More leverage? Quicker Closings? Holding more properties? Work the BRRRR method?
Whatever it might be, we have the inside scoop on the financing tools that can help you get there!
Together, we can design a funding strategy that will help you grow.
You’re a pro looking to scale and automate your financing with the best rate and terms.
The more deals you do, the easier and cheaper it gets!
With a clear buy box, approved entity documents, approved experience forms, and planning for liquidity, we will create a speedy turnkey lending experience that will require little engagement on your part.
By automating your funding process, you can perform on more deals with more predictability at a better cost and in less time.
Sounds good right!?
Fixated Funding is an asset based, private money lender on a mission to bring transparency, simplisity and reliability to investment purpose financing for real estate investors who are getting after it!
We pride our self on making the lending proccess as simple as possible for the borrower by doing our homework up front to insure a predictable closing without last minute suprises.
We beleive in under promising and over delivering while acting with a strong sense of urgency to get things done
Flippers Anonymous is the ONLY support group in the entire world dedicated to helping house flipping addicts. We are a group of dedicated and motivated investors who are putting in the work to scale and systematize our real estate businesses.
Fixated Funding is an asset-based lender fixated on helping real investors close more deals with less hassle, along with some of the best terms.Â
Learn from today’s top experts in business, economics, real estate, and finance so you can move forward with confidence. All the education, none of the B.S.
We accept 1 Vacancy on 1-2 unit SFR. 3-4 units and 5-12 units must have at least 75% occupancy. We use 90% of market rent to qualify the income of vacant units.
We offer a min DSCR ratio of .75 with 700+ credit on SFR 1-4 units. The loan calculator in the portal will provide pricing for the borrower below DSCR 1 if the option is available to the borrower.
Yes, We require 6 months seasoning for cash out loans and are limited by LTV, LTC
We require 12 months verification of income for short term rentals and links to the rental listing. Additionally the property must be occupied at least 50% of the time in a 12 month period. The DSCR ratio is ultimately determined by market rent.
DSCR loans typically take 3 weeks to go when all parties are engaged. I typically estimate a 4 week close to set reasonable expectations.
Market rent is determined by a 3rd party appraiser who evaluates the comparable rents within the local real estate market.
The monthly payment outlined in our offer does not include taxes or insurance.
The draw process requires you to provide receipts or invoices as proof of money spent and schedule a video call to see that the work is complete. Assuming timely submission of information to us, we try to fund draws within three business days.
90% LTV. Borrowers generally have to come in with 10-15% down payment
It depends, we don’t allow for borrowed funds to be used for the down payment or for 2nd mortgages to be recorded at close, however, if you have sufficient liquidity in your account, have funds seasoned for 2 months or your PM is on the entity and signs as a guarantor…. we may be able to make it work. If using a private money lender is your plan, we should strategize ahead of time to ensure a smooth closing.
It depends, we don’t allow for borrowed funds to be used for the down payment. If that is your plan it’s important we plan in advance to ensure a smooth closing.
You pay origination fees on the total loan amount. You only pay interest on borrowed money. If you haven’t drawn from your rehab budget, you wont pay interest on undrawn funds.
Yes, We require 6 months seasoning for cash out loans and are limited by LTV, LTC
12 month financing to buy and renovate properties. Close quick and get 100% of rehab funded.
Checking, savings, and money market accounts.
